If you have dental insurance we will ask to see your insurance card at your first visit and may ask you to confirm your information at future visits so that we can remain up-to-date and fully informed to serve you.  Most dental insurance plans do not cover 100% of the costs of your treatment but we are pleased to assist you in maximizing your benefits.  As a courtesy to you we file claim forms electronically, and track claims when necessary.  You will be asked to pay your deductible and your portion of charges at the time of service.  We do accept credit cards and offer 0% financing for 12 -18 months through CareCredit for your convenience.

Your Insurance policy is a contract between you and your insurance company. We are NOT a party to that contract. Please be aware that some, and perhaps all, of the services provided may be non-covered services and not considered reasonable and customary under the terms of your insurance policy. Dr. Kugia does not participate in any insurance plans, and is out-of-network for all policies.